
HOW IT WORKS
Considered,
not complicated.
A considered process designed to help you and your family choose, apply for and access quality healthcare cover with confidence.
Health insurance, not a medical scheme. Benefits are paid as stated cash amounts.
Access medical healthcare cover
A clear path to your quality care

Choose your cover
Choose the healthcare cover that best suits your needs and budget, whether you need support for everyday healthcare, unexpected medical events, or both.
Complete your quote request
Complete a quote request and one of our consultants will contact you to discuss the cover options available to you and your family.


Access your benefits
Once your cover is active, our team will assist you with authorisations and support, helping you access quality healthcare when you need it.

Choose your cover
Choose the healthcare cover that best suits your needs and budget, whether you need support for everyday healthcare, unexpected medical events, or both.

Complete your quote request
Complete a quote request and one of our consultants will contact you to discuss the cover options available to you and your family.

Access your benefits
Once your cover is active, our team will assist you with authorisations and support, helping you access quality healthcare when you need it.
Member support services
Your personalised access to care when you need it

Your member app
Download the Pan-African Managed Care member app to find healthcare providers, view waiting periods that may apply and access your membership card.

Using your benefits
Access quality healthcare providers and services through the PAMC member app, or contact our support team for assistance.

We are here to help
Our support team is available to assist you and your family in accessing the care you need.
Phone: 087 943 9627
Email: info@lionhealth.co.za
24/7 WhatsApp Nurse Line: 072 815 8226
Your healthcare cover
Quality care when you need it
Visit our healthcare provider
Find a quality healthcare provider in your area by using the PAMC app.
Download the PAMC member app
Pre-authorisation
Where access to a medical service entails pre-authorisation, members can contact the Lion Health client services team directly on 087 405 2001 or 087 943 9612, or email pcauth@mediscor.co.za. Because Lion Health is an insurance-based product and not a traditional medical aid, they generally process pre-authorisations over the phone or via direct liaison with your treating physician.
When calling follow these steps:
- DO NOT choose the emergency option. Wait for more options.
- Redirected
- Select option 2 for pre-authorisation of chronic and over the counter medication.
- You will be transferred to Pan-African Managed Care who will help with the pre-authorisation process.
Before you call or email:
To successfully log a pre-authorisation, you or your treating doctor must have the following details on hand:
- Patient's name, date of birth, and identity (ID) number
- Lion Health membership number
- Name, contact number, and practice number of your admitting doctor or specialist
- Name, telephone number, and practice number of the hospital or day clinic
- Exact date of the procedure or hospital admission
- Diagnosis code (ICD-10) and procedure codes (CPT/tariff codes), which you can get directly from your doctor
Note: Pre-authorisation does not automatically guarantee payment, but it secures a guarantee of payment if your procedure and codes fall within your specific policy benefits and table of limits. Always ensure you receive a confirmation reference number or letter for your records.
Reimbursement for medical expenses
To claim out-of-pocket medical expenses on your Lion Health plan, you must email your detailed invoices, Proof of Payment, and a completed Claim Form to claims@pamc.co.za. Reimbursable payments generally take between 7 to 14 working days to process and reflect into your nominated bank account.
Ensure your submission is valid by taking the following steps:
Required Documentation: You must attach the itemized invoice (reflecting the correct diagnostic ICD-10 and tariff codes) and your receipt/EFT proof of payment.
How to submit a claim
- Submit to Admin: Email all documents to claims@pamc.co.za (administered by Pan-African Managed Care - PAM)
- Specialist Claims: If you are claiming for a specialist, ensure you include a Specialist Referral Form completed by your designated network doctor, as their network partners must manage all out-of-hospital referrals
- Processing Time: Standard expense claims and refunds typically take between 5 to 14 days to be assessed, approved, and processed
- Deadlines: Ensure you submit your claim within four months of the treatment date; claims submitted after this period become "stale" and are generally rejected
- Support: For immediate queries, you can reach the Lion Health claims and support line directly at 087 405 2001 or 087 943 9612

Why it works
Designed around you
Healthcare that meets your routine day-to-day needs as well as those unexpected medical events we never plan for.
Ongoing support
Support for you and your family throughout your healthcare journey.
Flexible options
Day-to-Day, Hospital and Combined plans designed around different healthcare needs.
Health insurance, not a medical scheme. Hospital benefits are stated cash amounts paid to you and do not reimburse your hospital bill. Limits, waiting periods and terms and conditions apply.
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